Insurance Costs Still Plaguing Coastal Residents

By Sylvia Hall - bio | email

OCEAN SPRINGS, MS (WLOX) - Like so many South Mississippi residents, Patty Joseph's homeowner's insurance is a big problem. Just over a year ago, her wind and hail insurance was canceled, throwing her into the windpool.

"And you love it here, but sometimes you wonder is it worth it? And that's sad."

She doesn't understand why insurance companies are still cutting people from insurance policies.

"They took our money for years, and when you need them, they throw you under the bus," she said.

Katrina left her home mostly undamaged, but that was only the beginning of her worries.  Since then, the price tag for her insurance has doubled. Now she wonders if she will be able to make ends meet on the coast.

"I love this place, it's home. But being a single mom, with two kids in college, I've been paying my windpool through my savings account, which is almost gone," she said through misty eyes, "I don't know if I can afford it next year."

A lifetime resident, she's not packing her bags yet.  She hopes more people in coastal communities will take a stand against insurance companies.

"They need to just stand up, everybody on the coast, no matter if you are Mississippi, or Alabama, or Louisiana, or Texas, and say enough is enough," she said.