Mississippians Get Access To Free Annual Credit Reports

Mississippians will have the right to order free copies of their credit reports starting Tuesday.

The free access is required under a law passed in 2003. It's been gradually phased in throughout the country.

Credit experts say everyone should request a copy of their credit reports every year. Check with each of the three nationwide credit bureaus to make sure all of the information on file is correct.

There are three ways to get them:

  • Visit www.annualcreditreport.com and fill out a request.
  • Call 877-322-8228.
  • Print out the annual credit report request form at www.ftc.gov/credit and mail it to:

    Annual Credit Report Request Service
    P.O. Box 105281
    Atlanta, GA 30348-5281

The FTC recommends that if an error is found in a report, consumers should write the reporting company to explain the situation.