WLOX Editorial: Action needed on homeowners insurance - WLOX.com - The News for South Mississippi

WLOX Editorial: Action needed on homeowners insurance

Last week a report came out that said the average homeowner in America pays about $800  a year for homeowners insurance. But in South Mississippi, insurance agents tell us the average person pays much more, at least $3,000 for the same coverage. No doubt this is a hindrance for many Katrina victims who still need to rebuild.

And now there is more bad news. The Insurance Institute for Business and Home Safety gave Mississippi only a four out of a possible one hundred score. We were the only state out of 17 that had a score in single digits. Alabama and Texas scored just 18 but our neighboring state of Louisiana scored a 73.

The report said after Katrina, Louisiana passed state legislation requiring mandatory code adoption and enforcement. However the report found in Mississippi there is virtually no regulatory process in place for building codes.  South Mississippi's seven counties are required to enforce the wind and flood requirements of the 2003 International Residential Code. Otherwise, there is no statewide code.

State lawmakers can scoff at the report and say it really doesn't matter or they can get serious and adopt building codes and provisions that will help bring us in closer compliance with other surrounding states. If they don't, our high insurance rates will never go down.

That's our opinion, we would like to hear yours. Email your thoughts to editorials@wlox.com, or post your comments below.

David Vincent
WLOX-TV General Manager

©2012 WLOX. All rights reserved.

  • NEWSMore>>

  • Hall of Fame billiards player Mike Massey using pool to spread the word of God

    Hall of Fame billiards player Mike Massey using pool to spread the word of God

    Wednesday, July 26 2017 12:14 AM EDT2017-07-26 04:14:13 GMT

    Mike Massey says he's been on a mission since he had a spiritual experience.  He's using pool and the bible to spread the word through his Gospel Trick Shot Ministry.  

    More >>

    Mike Massey says he's been on a mission since he had a spiritual experience.  He's using pool and the bible to spread the word through his Gospel Trick Shot Ministry.  

    More >>
  • Biloxi Shuckers held off the Blue Wahoos 5-4 in Pensacola Tuesday night

    Biloxi Shuckers held off the Blue Wahoos 5-4 in Pensacola Tuesday night

    Tuesday, July 25 2017 10:39 PM EDT2017-07-26 02:39:53 GMT

    The Biloxi Shuckers were coasting under the win column until Pensacola exploded for three runs in the bottom of the ninth to close the gap.  Luckily, Biloxi would close the door on the Blue Wahoos rally.

    More >>

    The Biloxi Shuckers were coasting under the win column until Pensacola exploded for three runs in the bottom of the ninth to close the gap.  Luckily, Biloxi would close the door on the Blue Wahoos rally.

    More >>
  • Bus drivers preparing for school year

    Bus drivers preparing for school year

    Tuesday, July 25 2017 10:38 PM EDT2017-07-26 02:38:14 GMT
    234 Harrison County School District buses hit the roads every day. (Photo source: WLOX News)234 Harrison County School District buses hit the roads every day. (Photo source: WLOX News)

    In less than two weeks most schools across the Coast will be back in session and the roads will be filled with school buses.  Leading up to the first day of school Harrison County offers training for new bus drivers with the focus on a top priority. 

    More >>

    In less than two weeks most schools across the Coast will be back in session and the roads will be filled with school buses.  Leading up to the first day of school Harrison County offers training for new bus drivers with the focus on a top priority. 

    More >>
Powered by Frankly