AG Hood: Resolve to protect yourself in 2011 - WLOX.com - The News for South Mississippi

AG Hood: Resolve to protect yourself in 2011

From the MS Attorney General's Office

JACKSON, MS - Attorney General Jim Hood advises Mississippians to add some extra safety resolutions to their New Year's List for 2011.

"Just as we make sure to prioritize our physical shape each new year, we need to do the same with our financial shape and personal identity," said Attorney General Hood.

Here are some of the Attorney General's top suggestions for becoming a smarter consumer in 2011:

P - Proactively monitor your credit report. Order your credit report at least once a year from each of the three major credit bureaus (Equifax, Experian, TransUnion) and review them for inaccurate or suspicious material. Check credit and debit card sales and return receipts against your monthly bills and statements, and report any problems to the credit card issuer promptly.

R - Refuse to be a victim by not responding to unsolicited emails. Typically, financial institutions will not ask a consumer to provide, update or confirm sensitive information by email, or initiate a phone call asking you to provide, update or confirm sensitive information. Before responding to any request for account or personal information, consumers should contact their financial institutions directly to ensure the request is valid. Do not email financial information, and do not click on a link or open an attachment from an unknown source.

O - Only carry the identification cards, credit cards, and debit cards that you absolutely need. Do not carry your Social Security (SS) card. Give your Social Security number only when absolutely necessary, and always ask if you can use another form of identification.

T - Take care of your personal information, and make a habit of shredding personal documents. Place passwords on your credit card, debit card, bank, phone, or any other utility accounts you have. Avoid using easily available information such as your mother's maiden name, the last four digits of your Social Security number or your birth date.

Secure all personal information in your home or office. Shred any documents containing personal information before throwing it away. This includes receipts you receive when purchasing goods or services.

"I hope consumers will take advantage of the free shredding event coming up in February (see attached information) that our office sponsors," said Attorney General Hood. "It's a great way to kick-start your resolution to PROTECT yourself and your identity."

E - Examine businesses/websites for policies and safety indicators. Research the seller and the site. Be familiar with the rules and policies of each business and website. Check feedback for particular sellers when applicable. Be wary of sites that have grammatical errors, broken links, or other signs that may indicate lack of trustworthiness. Look for safety measures on the website.

When making a payment online, look for signs the site is secure. Examples include "https" in the address line, and the padlock symbol.

Finally, regularly update your computer's security, including anti-virus and anti-spyware programs.

C - Check into companies' policies on returns, layaway programs, etc. Save your receipts for returns and exchanges.

T - Tune into common scams. Educating yourself is the best way to protect yourself. More tips and information on common scams can be found at www.agjimhood.com.

"Our office wishes you and yours a happy and safe New Year," said Attorney General Hood. "Please contact us and let us know how we can serve you in 2011."

  • NEWSMore>>

  • Cell phone video shows home engulfed in flames in George Co. arson, burglary case

    Cell phone video shows home engulfed in flames in George Co. arson, burglary case

    Monday, August 20 2018 10:32 PM EDT2018-08-21 02:32:10 GMT
    Damian McSherry shows cell phone video of a house fire on Stonecypher Road in Lucedale (photo source: WLOX)Damian McSherry shows cell phone video of a house fire on Stonecypher Road in Lucedale (photo source: WLOX)

    Neighbor Damian McSherry lives a quarter of a mile from the Chisolms. He and his wife were driving home last week when they spotted smoke in the sky. They pulled into the Chisholms' driveway to find the home engulfed in flames. Damian pulled out his cell phone and started recording.

    More >>

    Neighbor Damian McSherry lives a quarter of a mile from the Chisolms. He and his wife were driving home last week when they spotted smoke in the sky. They pulled into the Chisholms' driveway to find the home engulfed in flames. Damian pulled out his cell phone and started recording.

    More >>
  • Two more coast casinos open sports book operations

    Two more coast casinos open sports book operations

    Monday, August 20 2018 9:41 PM EDT2018-08-21 01:41:00 GMT
    Two more coast casinos, Harrah's Gulf Coast and Palace Casino, jumped into the sports betting game Monday. (Photo source: WLOX)Two more coast casinos, Harrah's Gulf Coast and Palace Casino, jumped into the sports betting game Monday. (Photo source: WLOX)
    Two more coast casinos, Harrah's Gulf Coast and Palace Casino, jumped into the sports betting game Monday. (Photo source: WLOX)Two more coast casinos, Harrah's Gulf Coast and Palace Casino, jumped into the sports betting game Monday. (Photo source: WLOX)

    Two more coast casinos jumped into the sports betting game Monday. Harrah's Gulf Coast and Palace Casino raised the curtain on what analysts are calling a game changer.

    More >>

    Two more coast casinos jumped into the sports betting game Monday. Harrah's Gulf Coast and Palace Casino raised the curtain on what analysts are calling a game changer.

    More >>
  • Mississippi Senate leader signals deal likely on road money

    Mississippi Senate leader signals deal likely on road money

    Monday, August 20 2018 9:19 PM EDT2018-08-21 01:19:27 GMT
    Mississippi Capitol BuildingMississippi Capitol Building

    Mississippi's lieutenant governor says he's ready to accept most transportation funding proposals championed by leaders of the state House, including a state lottery.

    More >>

    Mississippi's lieutenant governor says he's ready to accept most transportation funding proposals championed by leaders of the state House, including a state lottery.

    More >>
Powered by Frankly