More discounts on insurance for some in Ocean Springs - WLOX.com - The News for South Mississippi

More discounts on insurance for some in Ocean Springs

By Krystal Allan - bio | email

OCEAN SPRINGS, MS (WLOX) - Ocean Springs recently earned a new rating from the state wind pool task force. The task force uses the Building Code Effectiveness Grading Schedule, or BCEGS, to grade cities.

"We've just lowered our BCEGS from six to five, which is an improvement in our rating that would make citizens eligible for a discount," Mayor Connie Moran said.  

The rating change would increase discounts from 15 to 20 percent for homeowners. For those outside the wind pool, the mayor said discounts are available for those who upgrade their homes to make them more hurricane resistant.

"Our citizens on the coast need to be more proactive. Contact your insurance agent and challenge them," Moran said.  

The city also plans to do its part to help residents find out where to go.

"What I'd really like to do is have an information day to invite different agencies and insurance companies to let people come to see what discounts they're eligible for," Moran said.

The city has also sent out insurance surveys to homeowners and businesses. It asks questions like how much one's insurance costs have gone up, and whether a person is selling a home or putting off buying one because of insurance.

The mayor wants to share the results with other local and state leaders in hopes of working toward making insurance more affordable.

"I hope to work with other mayors on the Gulf Coast and just raise that awareness, educate people on what's out there right now and lower those insurance premiums. It's the number one thing hampering our recovery on the Gulf Coast."

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